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Thank you for visiting our website! Throughout this site you will discover how we can help make your dreams come true and how our skilled and caring staff go the extra mile to provide the very best in personalized, responsive service to our customers.

Experience the F&S Banking Difference!

We offer a complete line of checking and savings products along with a variety of loans and credit programs for your personal and business needs. 




 
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposity insurance amount ($250,000), for each deposit insurance ownership category.

For more information about  FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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